Legislators say, self-Bill-was the exclusion

The president of the Insurance Committee legislator said today that Dir Christine Todd Whitman’s self-insurance has been watered, as long as it is unlikely that consumers save on their premiums for all.

The chairman of the committee Republican, Senator Gerald E. Cardinale and Assemblyman Scott Garrett, threw the beginning Assembly Republican leader of the weakening of the bill this week, under pressure from the state trial lawyers, earning millions of dollars in fees from the current system.

Your Eminence and Mr. Garrett complained that the main provision of the law on the fight against insurance fraud was killed by a committee of the Assembly on the orders spokesman Jack Collins. This provision would set up a specific group of doctors to check questionable and excessive costs of medical care, a system with the Namen”Peer Review.”

The recent dispute, two months after leaving the governor of a previous proposal to lower prices by offering significantly lower forms of reports. New Jersey’s automobile insurance rates - the highest in the nation - have been identified as a problem during the gubernatorial campaign, and Mrs. Whitman has assured that voters would prioritize efforts to reduce insurance bills by the fight against fraud.

But this measure has been further weakened. ”It seems to zero in these accounts, that everyone save costs, which,’’said today Senator Cardinale.

For his part, Mr. Collins said he was not convinced that peer review provision that would effectively reduced rates of VAT. And Trial lawyers have argued that such a system would indeed be consumers, easier for insurance companies to deny legitimate claims.

Whitman officials of the hotel, trying for the best interpretation of legislative measures on the said other provisions of fight against fraud in the bill would be to reduce auto insurance premiums by five percent, as ’said Mrs. Whitman pledge.

But Mr. Garrett, the chief of the Assembly Insurance Committee, said legislative action on the action in its watered-down form”, the public may believe, we do something to reduce costs, and we are not.”

In an unusual step on Monday that Mr. Collins bill insurance which are already passed, Mr. Garrett’s insurance committee last week, the Assembly of the policy and regulatory control committee for a second vote. This committee, which normally do not work on insurance, to weaken the bill after two hours of public testimony and discussion behind closed doors.

The Committee voted in favour of retaining the current system, where claims challenged by a body composed of lawyers, insurers complain almost all orders to pay debts. Although the commission also has a version Review des””Peer system doctors, drastically limiting the number of cases, to check that doctors would say, there must be a suspicion that the statement is in fact fraud .

”It seems quite clear to me that the Assembly took a decision on the lawyers and judicial proceedings against public opinion,’’said Cardinale.

The insurance supervisory authorities believe that fraud as much as 20 percent of motorists to insurance bills.

Insurance Company officials held a press conference at State House today that plans to begin airing radio advertising on alert consumers on legislative changes.

”Provisions, the actual cost savings are weakened or abandoned in favour of other provisions that look like reform - but the driver will not be registered a red cent,’’said David Snyder, Assistant General Counsel for the American Association insurance, the company represents 25 percent of New Jersey’s auto insurance policies. ”In essence, the current legislation, public policy package gift, without presenting the Interior.

Insurance companies say they are now forced most of the suspects, costs of medical care under the current system, whereby the debt issue be addressed to a group of lawyers. Advocates of the rule more often than to pay claims. The companies say that lawyers Panel often have a conflict of interest because they act as lawyers for other victims.

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